Understanding the Workers’ Compensation System
Unlike a personal injury lawsuit, you do not have to prove fault on behalf of your employer to qualify for workers’ compensation benefits. The workers’ compensation system was designed to provide a fast efficient “no fault” system that protects both employers and employees when a workplace injury occurs. If you are injured on the job, you have a right to file a workers’ compensation claim and, in most situations, even if you are partially responsible for your own injury. While there are certain limitations and common misconceptions about workers’ compensation, at the Ramsay Law Firm, in Charlotte, North Carolina, we are upfront and straightforward with what to expect from workman’s comp. Attorney Martha Ramsay will be an aggressive advocate for you. She has over 20 years of experience in fighting for injured workers in North Carolina. She will clearly explain to you what you can seek compensation for, address your concerns and do everything she can to get a fair recovery.
While it makes sense to an injured employee that there is no need to prove fault to successfully file a workers’ compensation claim, the workers’ compensation system is generally much less generous in terms of compensating injury victims than a personal injury claim. A workers’ compensation claim provides medical coverage for your injuries. Workers’ compensation also compensates you for lost earnings while off-work, and partial- or full-disability based on the percentage of your permanent impairment (damage caused by the injury). There are many types of work-related injuries and illnesses that can occur, such as a sudden traumatic accident, long-term exposure to a hazardous substance or repetitive motion injury (e.g., carpal tunnel).