Understanding the Workers’ Compensation System


Unlike a personal injury lawsuit, you do not have to prove fault on behalf of your employer to qualify for workers’ compensation benefits. The workers’ compensation system was designed to provide a fast efficient “no fault” system that protects both employers and employees when a workplace injury occurs. If you are injured on the job, you have a right to file a workers’ compensation claim and, in most situations, even if you are partially responsible for your own injury.   While there are certain limitations and common misconceptions about workers’ compensation, at the Ramsay Law Firm, in Charlotte, North Carolina, we are upfront and straightforward with what to expect from workman’s comp. Attorney Martha Ramsay will be an aggressive advocate for you. She has over 20 years of experience in fighting for injured workers in North Carolina. She will clearly explain to you what you can seek compensation for, address your concerns and do everything she can to get a fair recovery.

While it makes sense to an injured employee that there is no need to prove fault to successfully file a workers’ compensation claim, the workers’ compensation system is generally much less generous in terms of compensating injury victims than a personal injury claim. A workers’ compensation claim provides medical coverage for your injuries. Workers’ compensation also compensates you for lost earnings while off-work, and partial- or full-disability based on the percentage of your permanent impairment (damage caused by the injury). There are many types of work-related injuries and illnesses that can occur, such as a sudden traumatic accident, long-term exposure to a hazardous substance or repetitive motion injury (e.g., carpal tunnel).

Get Your Free Consultation

  • Get Your
    Free Consultation

  • This field is for validation purposes and should be left unchanged.

Can I Leave My Job When I Have a Workers’ Comp Case in North Carolina?

You are between a rock and a hard place when you’re injured on the job. You need to recuperate from your injury, but a work opportunity arose. Quitting a job when there is an active workers’ compensation case is a complicated decision. Here, the Ramsay Law Firm...
Read More

What Happens If You Get Fired While on Workers’ Compensation in North Carolina?

Employees in North Carolina cannot be fired while on workers’ compensation without a legitimate, non-discriminatory reason for the termination. When the motivation for the termination is the filing of a workers’ compensation claim, the worker has remedies under North...
Read More

Is a Concussion a Permanent Injury in North Carolina?

There is no consensus as to whether a concussion is a permanent injury. Researchers are making progress on how to diagnose concussions early and how to counteract their damage. For lawyers and their clients experiencing concussions, the slow progress in reaching...
Read More

How Long Does CTE Take to Show Up After You Stop Playing Football?

Chronic traumatic encephalopathy (“CTE”) is a progressive degenerative disease of the brain that can appear after a history of repetitive brain trauma. The initial injury can date back as far as ten years before the onset of the full-blown disease. CTE is hard to...
Read More

Are Seasonal Employees Eligible for Workers’ Compensation in North Carolina?

Many companies employ people for a limited time during specific portions of a season. For instance, during winter, businesses such as airports and restaurants employ extra workforce to keep all areas running. You may ask yourself what happens if you or a loved one,...
Read More
2019-2020 Ramsay Law Firm All Rights Reserved.