If you, your spouse, or a family member was injured in a work-related auto accident, such as an accident that occurred while driving to a meeting or delivering products to a customer, financial compensation may be available under the North Carolina Workers’ Compensation Act. However, it isn’t always easy to get the benefits you deserve, even when you believe the facts of your claim are clear-cut. It is common for claims to be improperly denied, for injuries to be improperly diagnosed, and for employers to violate state laws concerning employee protections.

If you need assistance filing a claim for workers’ compensation benefits, appealing a claim that has been denied, or challenging the suspension or termination of benefits you were previously receiving, it is in your best interests to hire an aggressive and experienced workers’ compensation attorney who can guide you through the process while ensuring your rights are protected. For a free consultation about workers’ compensation benefits in Charlotte, NC, contact the Ramsay Law Firm at (877) 576-5500 today.

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Workers’ Compensation for Car Accidents in North Carolina

Driving is a major part of the workday for many North Carolinians. Some common examples include food delivery jobs, commercial transportation jobs like trucking, and jobs that require frequent travel to private residences, such as home inspection, professional movers, landscaping, or pest control jobs. Individuals who provide in-home services, such as personal trainers and pet sitters, also spend considerable time driving to and from clients’ residences.

Many workers spend the bulk of their shift behind the wheel, or even work from company vehicles to provide on-the-go mobile services. Unfortunately, the more time a worker spends on the road, the greater the likelihood that he or she will eventually be injured in a car accident.

This is especially true in a busy city like Charlotte, where aggressive drivers and congested highways increase the risk of a crash. In fact, the Centers for Disease Control and Prevention (CDC) reports that auto accidents are a leading cause of death and injury in the United States, causing more than 2 million injuries and over 32,000 fatalities each year. The North Carolina Division of Motor Vehicles reports that in 2016, over 130,000 people were injured while more than 1,400 were killed, including 85 deaths and over 18,000 injuries in Charlotte. While accidents can occur on any type of street, including those in quiet residential neighborhoods, crashes are especially likely to occur on busy roads and major highways like:

  • I-77
  • I-85
  • I-277
  • I-485
  • U.S. Route 74

If a person is injured in a work-related auto accident, he or she may be entitled to receive workers’ compensation benefits, including death benefits for dependents of workers who are killed in fatal work-related car accidents. The availability, amount, and duration of compensation depends on factors like when and why the crash occurred, and how seriously the victim was injured as a result.

Speaking broadly, accidents that occur while commuting to and from work are typically not covered by the North Carolina Workers’ Compensation Act, because auto accidents are considered a risk for the general population. This is sometimes described colloquially as the “Coming and Going Rule.” However, if you are in a car accident on the way to work, you may be able to obtain compensation in other ways, such as filing a personal injury claim. Otherwise, workers’ compensation may be available for:

  • Accidents that occur while driving a company car.
  • Employees who receive reimbursement for gas.
  • Injuries sustained by truckers, including cases where the operator is an independent contractor, with some exceptions.
  • Injuries sustained during business trips, such as driving to a potential client’s office, or while driving to a mandatory work event like a convention or panel.

Workers’ compensation benefits are reserved for injuries that occur in the course and scope of employment, which means benefits will generally not be available if the worker was driving for personal reasons. However, if the worker was driving to perform a task or fulfill a requirement on behalf of the company – for instance, performing an errand for an employer, or representing the company at a trade show – the worker may be entitled to benefits.

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Charlotte Workers’ Comp Lawyer for Company Car Crash Injuries

Claims that involve off-site injuries or business travel-related injuries are subject to unique regulations and restrictions under the North Carolina Workers’ Compensation Act. As a result, they are often more complex than other types of workers’ compensation claims. In order to give yourself the best chance of obtaining the most compensation at the earliest date, it is vitally important to have step-by-step guidance from an experienced attorney for injured workers in Charlotte.

If you or a loved one was seriously hurt in a job-related car accident, truck accident, or company vehicle accident, the workers’ compensation lawyers of the Ramsay Law Firm can help you exercise your legal rights as an injured or disabled employee. We are proud to serve part-time and full-time drivers throughout the Charlotte area, including workers in Cotswold, Dilworth, Grier Heights, Montibello, Myers Park, NoDa, Providence Plantation, Quail Hollow, Second Ward, and many other communities. We can assist with a wide array of both initial and denied claims, including claims involving bone fractures, back injuries, spinal cord injuries, soft tissue injuries, joint injuries, whiplash, brain injuries, hand and wrist injuries, facial injuries, cuts and lacerations, and other types of common car accident injuries.

If you believe that you may have a claim for workers’ compensation, or that your benefits were improperly denied, suspended, or terminated, we urge you to contact our law offices for a free, friendly, and confidential consultation about how our attorneys can assist. Call the Ramsay Law Firm at (877) 576-5500 for help today.

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