What to Do If Your North Carolina Workers’ Compensation Benefits Are Terminated

At the Ramsay Law Firm, P.A., our Charlotte workers’ compensation attorneys know losing your benefits can be devastating, as it abruptly cuts off the financial lifeline that supports your recovery and livelihood after a workplace injury. Without these benefits, you may struggle to cover medical, rehabilitation, and daily living expenses, which can lead to significant financial strain and stress.

If your North Carolina workers’ compensation benefits are terminated, it is crucial to take immediate and strategic steps to protect your rights and ensure you continue to receive the support you need. We can help.

What Steps Should I Take If I Lose My Workers’ Compensation Benefits in North Carolina?

The first step is to carefully review any correspondence or documentation from the insurance company explaining why your benefits have been terminated. Common reasons include perceived recovery from injury, non-compliance with medical treatment, return to work, or being released to work with no restrictions.

Next, obtain current medical records and a detailed report from your treating physician that supports your continued need for workers’ compensation benefits. This documentation is critical in disputing the termination.

Once you have compiled the necessary documentation, contact your employer and the workers’ compensation insurance company to clarify and address any potential misunderstandings. This step can sometimes resolve issues without further action.

What Steps Should I Take If I Cannot Resolve My North Carolina Workers’ Compensation Dispute Independently?

Although this may seem self-serving coming from a North Carolina workers’ compensation law firm, if you are unable to work and your benefits are not reinstated, seek legal advice from an experienced Charlotte workers’ compensation attorney.

We can help you understand your rights, evaluate the reasons for termination, and guide you through the appeals process, starting with a free consultation.

As your legal representative, we will:

• Demand benefits from the insurance company citing the specific facts and law supporting the claim for benefits.
• File Form 33 with the North Carolina Industrial Commission to request a hearing. This initiates the formal appeals, where an independent party will review your case.
• Gather all necessary evidence, including medical records, witness statements, and other relevant documentation, and help you build a solid case to present at the hearing.
• Help resolve the dispute through negotiations during mediation. Successful mediation can reinstate your benefits without the need for a formal hearing.
• Attend the hearing and present your case if mediation is unsuccessful. We will advocate, present evidence, and question witnesses to demonstrate why your benefits should be reinstated. After the hearing, the Industrial Commission will issue a decision.

Throughout this process, ensure you follow all medical advice, attend all required appointments, and keep detailed records of all communications and actions related to your claim. We will keep you apprised of any communication from the Industrial Commission so you can make informed decisions about the direction of your claim.

Have You Been Injured at Work in North Carolina?

Our dedicated Mecklenburg County workers’ compensation law firm provides free consultations to all employees who have suffered a workplace injury in North Carolina by calling 704-376-1616 or contacting us online.

A Voice For The Injured.  Here Every Step of The Way.